Commercial Real Estate Lenders

John Bradshaw

Principal/Owner

Nate Barnson

Principal

Larry Pinnock

Principal

Dale Christiansen

Principal

Tom Bradshaw

Analyst

Tara Jewkes

Closer/Servicer

Back

John Bradshaw

Principal/Owner

Founded WCRA in 1996. Originated approximately $2 billion in income property loans as a mortgage banker with correspondent lenders, insurance companies, banks, Wall Street firms, and other financial institutions, and as a commercial bank real estate loan officer. Also negotiated and sold approximately $100 million of institutional properties and joint ventures. Licensed as a Real Estate Broker since 1984. Active in Church and Community affairs. I enjoy golf, skiing, hiking, flying, and home improvements..


Experience: 

1996-Present Principal / Founder, Western Capital Realty Advisors, Salt Lake City, Utah

 Commercial Mortgage Banking and real estate consulting

1991-1996 Principal / CofounderNorth Coast Mortgage Company, Portland, Oregon

 Commercial Mortgage Banking.

1986-1991 Vice President/Loan OfficerSecurity Pacific Commercial Mortgage/ Rainier Mortgage Company, Salt Lake City, Utah/Portland, Oregon

1986-1989 Adjunct Professor of FinanceUniversity of Utah, Salt Lake City - Taught real estate investment, appraisal, and real estate principles courses

1984-1985 Real Estate AnalystMadison Realty Advisors, Salt Lake City, Utah

1983-1984 Vice President of DevelopmentBFD Company, Salt Lake City, Utah

 


Education:

1981 B.S. Finance, University of UtahCum Laude

1983 M.B.A., Brigham Young University

 


Professional Training:

Licensing: Certified General Appraiser - Inactive

Real Estate Broker - Utah

 


Professional Affiliations: 

Mortgage Bankers Association (MBA)

 


References: 

Available upon request

Back

Larry Pinnock, MBA

Principal

Larry Pinnock joined Western Capital Realty Advisors 8 years ago, bringing with him 23 years of commercial and residential real estate development and management experience. His broad analytical and development background has provided him the tools to understand commercial real estate lending from a developer/ owner perspective as he assists clients in structuring debt to best suit their needs. Larry has background with insurance, bank & credit union, Wall Street and agency lenders and will find the best loan structure for a particular commercial real estate transaction.

Prior to joining Western Capital Realty Advisors, Larry began his real estate career in Salt Lake City with Leucadia Financial Corporation where he was vice President.

Larry earned an MBA from the University of Pennsylvania Wharton School in Finance and Insurance; and a BA from the University of Utah in Finance and Spanish. Larry is also active in his community and church, as well as a dedicated husband, father and grandfather.


EDUCATION:


8/83 - 5/85 Wharton School, University of Pennsylvania, Philadelphia, Pa.

Masters in Business Administration, Emphasis in Insurance and Finance.

9/77 - 6/78, University of Utah, Salt Lake City, Utah.

9/80 - 6/83 Bachelor of Arts in Finance and Spanish.  


EXPERIENCE:

11/13 – Present Member: Salt Lake International Airport Board of Advisors

Review various aspects of airport operations including the $2.2 billion Terminal Redevelopment Plan.  Advises the Salt Lake City Mayor on various aspects of airport operations.


9/08 - Present Principal: Western Capital Realty Advisors, Salt Lake City, Utah.

Analyze and recommend real estate construction and long term funding options for developers and owners of commercial real estate.  Negotiate and execute loan and financial restructurings contracts.  Assemble, perform and review reports and projections on individual buildings, borrowers and markets.


8/89 – 9/08 Vice President: Leucadia Financial Corporation, Salt Lake City, Utah.

Real Estate Transaction Analysis and Acquisition:  Analyzed and recommended real estate development opportunities to the Company.  Negotiated and executed contracts for sale and acquisition.  Assembled, performed and reviewed market studies used in project acquisition decisions.  

Panama City Florida Airport Property Acquisition (9/06 – 9/08): Assembled and submitted a Request for Proposal (RFP) bidding on the current 700-acre Panama City Airport parcel.  Led the negotiation through a lengthy bidding process addressing closing timing, environmental cleanup, financial terms and other details.  Coordinated and assembled all closing documents.  

Project Director – Rosemary Beach, Florida (8/01 – 10/03):  Oversaw all aspects of project management for Rosemary Beach (see rosemarybeach.com) including Realty Sales, Cottage Rental Company operations, development completion and sale of all remaining lots, managed completion of amenities, negotiated and coordinated the turnover process to homeowners.

Property Management (8/89 – 8/01).  Oversaw the development and sale of more than 1,000 acres of real estate holdings in southern Utah.  Orchestrated and completed the first three-way trade negotiation with the BLM and St. George City, adding 2,682 acres to the Company’s southern Utah portfolio next to the St. George Airport.  


9/88 - 11/94 Assistant Secretary: Bolivian Power Company Limited (NYSE - BLP) - Managed $40 mm CD, TD and Bond portfolio, and accounted for all capital expenditures, in charge of assembling the annual report and quarterly statements, translated legal and business documents from Spanish to English for the Chairman.  


5/86 - 8/89 Vice President, Asst. Cashier: American Investment Bank - Managed liquidity reserves, performed and examined asset/ liability and gap analysis, co-produced the savings-marketing program.  Ran the marketing for the Executive Loan Program


7/85 - 5/86 Financial Analyst: Leucadia National Corporation - Reported to the Chairman, performed various analytical functions while in search of acquisitions ranging from $10 mm to $500 mm in size.


8/78 - 9/80 Missionary: Church of Jesus Christ of Latter-Day Saints - Worked in El Salvador, Costa Rica, Honduras and Belize.


Personal:  Wife and five children.  Enjoy flying, biking, golf, skiing, racquet sports and most team sports.  

Back

Dale Christiansen

Principal

Dale Christiansen joined Western Capital Realty Advisors at the start of 2015. He brought with him 30 plus years of real estate finance, banking and management experience. Dale’s background includes loan origination, credit approval, workouts, REO management, loan servicing & reporting systems, and credit underwriting. Prior to joining Western Capital Realty Advisors, Dale worked for US Bank as a Regional Credit Officer, Wells Fargo Bank as SVP and Manager of the real estate lending office in charge of lending in the intermountain region. He also worked for various other banks in the southwestern US spanning over 30 years. Dale began his career in Texas and has worked for banks Arizona and California. He has worked on and financed projects from the east to the west coast and all products types. Dale is active in many civic endeavors and currently serves on the Salt Lake City Redevelopment Agency Advisory Board. He is a past Board Member of the Utah Chapter of NAIOP. Dale has testified as an expert witness in various legal disputes. Dale is active in real estate investing/ownership/development along with co-owning a working cattle ranch and big game hunting operation in northwestern Utah. He is active in the local community and church. Most importantly Dale and his wife of over 30 years are the grandparents of 9 wonderful grandkids.

Experience: 

2014-Present Principal, Western Capital Realty Advisors, Salt Lake City, UT.

  Commercial Mortgage Banking and real estate consulting

2011-2014 Senior Vice President/Regional Credit OfficerUS Bank / Commercial Real Estate, Salt Lake City, UT.

  Real Estate Credit approver for Utah, Oregon, and Washington.

2006-2011 President,Wasatch Finance & Credit, Salt Lake City, UT

  Owner and chief executive of preferred equity fund and real estate finance company.

1992-2011 Senior Vice President/Office Manager Wells Fargo Bank Real Estate Group, Salt Lake City, UT and Los Angeles, CA.

1990-1992 Vice President/Office Manager, Bank of California/Mitsubishi Bank Real Estate Group, Los Angeles, CA.

1988-1990 Vice President/Office ManagerMeraBank Bank Real Estate Group, Phoenix, AZ.

1988-1990 Relationship Manager RepublicBank Real Estate Dept, Dallas, TX.

 


Education:

1985 M.B.A., Arizona State UniversityCum Laude

1983 B.S. Finance, Brigham Young University

 


Professional Training:

Real Estate Broker - Utah

 


Professional Affiliations: 

Mortgage Bankers Association (MBA), National Association of Industrial and Office Parks (NAIOP)

 


Board Memberships: 

Salt Lake City Redevelopment Agency Advisory Committee - Active, National Association of Industrial and Office Parks – 2003-2006

Back

Nate Barnson

Principal

Nate Barnson joined Western Capital Realty Advisors in June of 2005. With over 10 years of commercial real estate experience, Nate has financed various projects from nearly all commercial real estate asset classes including: office buildings, medical office buildings, grocery anchored retail, unanchored retail, industrial, apartments, acquisition and development of land, condo conversions, hospitality, mini- storage, student housing, and other special purpose properties. He works with diverse capital sources and has originated, underwritten and closed over half a billion dollars of construction, permanent and bridge financing with various lenders including: banks, insurance companies, CMBS, credit unions, government sponsored agencies (Fannie Mae, Freddie Mac and HUD), private capital, as well as some equity sources. Nate, along with the other principals at Western Capital, is very focused on maintaining a borrower advocate shop. He prides himself on finding the very best deal for his clients, whether it is with one of his preferred correspondent lenders, or with another source of capital best suited to meet the borrower’s needs. Nate earned dual Bachelor’s degrees from the University of Utah in Economics and Spanish, and has an MBA from Westminster College. He is also a licensed real estate agent in the state of Utah. Prior to joining Western Capital, Nate spent 2 years working for a private developer remediating and developing brown-field real estate and 1 year as a co-founder of The Utah East Africa Foundation, a 501(c)(3) non-profit organization which built an AIDS relief clinic in Uganda, Africa. Nate enjoys outdoor activities, golf, skiing, and spending time with his wife and his four children.

Experience: 

2005-Present PrincipalWestern Capital Realty Advisors, Salt Lake City, Utah

Commercial Mortgage Banking and Real Estate consulting

2004 - 2005 Associate DeveloperThe Knowlton Group, Salt Lake City, Utah

Commercial Real Estate Development

2002-2004 Cofounder & Executive Vice PresidentThe Utah East Africa Foundation, Salt Lake City, Utah / Kampala, Uganda, Africa. Formed a non-profit organization and coordinated fundraising and construction of AIDS relief clinic in East Africa



Education:

2002 B.S. Economics, University of Utah

2002 B.A. Spanish, University of Utah

2008 M.B.A., Westminster College

 


Professional Training:

Licensing: Real Estate Agent - Utah

Back

Tom Bradshaw

Analyst


Experience:

2009-Present Analyst Western Capital Realty Advisors, Salt Lake City, Utah

Consolidate commercial real estate financial records into accurate financial models using various platforms such as Microsoft Excel, Argus Enterprise.

2012-2013 Chairman Economics Student Advisory Council, Salt Lake City, Utah

Advocated for policy and curriculum change on behalf of the students in the Economics Department at the University of Utah.

 


Education:

2013 B.S. Economics, University of Utah

Back

Tara Jewkes

Closer/Servicer

Packaged and Closed approximately $1.8 billion in income property loans. Also manage a $400 million Servicing Portfolio.

Experience: 

1997-Present Closer/Servicer, Western Capital Realty Advisors, Salt Lake City, Utah

 


Education:

1997 B.S. Business, Westminster CollegeCum Laude

 


Professional Training:

Real Estate Agent - Utah

 


References: 

Available upon request